Medical bridge insurance is a type of insurance that bridges the gaps that occurs in some traditional policies. It is a known fact that no insurance pays 100% unless the out-of-pocket limit has been met. If this happens, then you have already experienced some major medical bills. In some cases bridge insurance can eliminate the entire portion of cost to the employee. This type of insurance can help provide coverage for confinement to a hospital, and other medical bills.
Those people that are lucky enough to work for a company that offers health benefits can still experience a financial loss. There are deductibles, co-pays, and co-insurance that still have to be paid. And that is on top of high premiums. Wouldn’t it be nice to have a low premium insurance that helps with these expenses in times of sickness?
The flexibility of medical bridge insurance offers different options. They are employee, one-parent families, two-parent families, and employee and spouse. This type of policy is priced very competitively so that makes it a great choice if you are looking for some type of supplement insurance.
Another benefit to this supplement is that you can sometimes afford to select your main health insurance with a higher deductible. This will make your premiums much less each month. If you do get sick, the bridge policy can help take up the slack and help keep your finances in good shape.
Talk to your benefit coordinator and see if there are options at your place of employment for medical bridge insurance. If there is not anyone assigned to your company as benefit coordinator, you can get the information you need through the human resource department or your manager.
It is good to know that supplemental insurance is not just for the elderly anymore. A medical bridge insurance policy is a safety net that is affordable to everyone. Investigate yourself, and see if this is protection you would like to have.