There are many excellent California health insurance companies. Some important insurance carriers are Aetna, Blue shield of California, PacifiCare, Kaiser Permanente, Health Net and Anthem Blue Cross etc. Let’s discuss about some of them:
Aetna of California offers variety of plans for individuals; families and self employed as well as life, dental, disability insurance, pharmacy benefits and various other programs for its members nationwide. Its membership includes over 15 million individual health members, over 15 million group health members, over 13 million dental members. It has a huge network base with over 767,000 health care professionals and 4,467 hospitals. Aetna was formed in 1850 named as Aetna Life insurance company in Hartford, CT. It was started as a small regional company which has flourished to 50 US states and also provides Medicare and individual health benefits in many states. The plans that they offer has wide variety of choices ranging from high deductible HSA compatible plan, deductible plans, co-payment for doctor visits and prescription and basic hospital only plans.
Cigna Health of California is 200+ years old and dates back to 1792 where a group of citizens in Philadelphia formed the Insurance Company of North America. They work on group, Health care and International plans. It also provides individual, life, disability, dental, accident and supplemental insurance products for individuals, families, self employed, small and large groups. Cigna offers Health Maintenance Organization (HMO) plans wherein members are given the freedom to choose a primary care physician (PCP) within the network. This PCP is then responsible for your care unless they refer you to another specialist that participates in the CIGNA HMO network. CIGNA also offers Preferred Provider Organization (PPO), indemnity and point of service (POS) networks in certain areas as well. In these types of plans, members can visit any doctor and they do not require you to choose a PCP. Out of network expenses are covered as well even if it is a non emergency situation. Other added benefits include they offer 24 hour access to health information, member discounts, support for chronic conditions, personal assistance etc.
Kaiser Permanente of California was started in 1933 and has been providing quality health care to Californians for many years. This insurance company was started for a few thousand people in Los Angeles which grew to become a billion dollar company that now covers insurance for state of California and also other 10 states. It has grown to become the nation’s largest non-profit HMO with close to 9 million members nationwide. Some added benefits that Kaiser Permanente offers its Californian members are family planning, first post partum visit, eye exams, chiropractic office visits, allergy infection visits and immunizations.
Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan dedicated to providing Californians with access to high quality care at a reasonable price. Founded in 1939, it now has 3.2 million members, 4,500 employees, one of the largest provider networks and more than 20 office locations, providing a wide range of commercial and government products throughout the state. The company contributes $30 million annually to the Blue Shield of California Foundation to fund nonprofit organizations that improve access to quality health care in California.…
The top Wisconsin health official said Thursday that the state is “on track to cut more than $600 million from Medicaid, but even with those reductions, high demand from the poor for insurance benefits could result in up to a $150 million shortfall.”
Karen Timberlake, secretary of the Department of Health Services, said the 66 areas targeted for cuts include delaying payments into the budget next year, increasing generic drug usage, reducing rural hospital reimbursement payments and rebidding contracts for state health care programs. At the same time, the state expects a $150 million budget shortfall because of increasing demand under the state children’s insurance program, BadgerCare Plus (Bauer, 12/17).
The jobs bill passed by Congress this week could help provide up to $490 million during 2011 and 2012 for Wisconsin’s Medicaid program, the Wisconsin State Journal reports. “The Legislature’s non-partisan budget office said earlier this week that the BadgerCare Plus Medicaid program had 700,000 participants as of Nov. 30, which is far above the average 638,000 expected for the year” (Stein, 12/17).
Washington is getting federal “bonus” money to help its health care program for low-income children. “On Thursday, officials announced that Washington was among nine states getting extra federal money for meeting performance goals. Washington’s cut is $7.5 million,” The Associated Press/Seattle Post-Intelligencer reports (12/17).
California’s state insurance program for the children of the working poor was granted a reprieve by federal authorities, who are considering whether to allow a funding mechanism that helps cover the costs of 700,000 children in the program, the Los Angeles Times reports. “That will allow the state’s Healthy Families program to continue operating under a plan adopted by the Legislature in September and signed into law by Gov. Arnold Schwarzenegger. The $196-million plan included raising about $100 million with a 2.35% tax on health insurance firms serving the poor, a scheme that federal officials had said might not meet regulatory muster” (Bailey, 12/18).
In other Medicaid news, New York authorities say they’ve settled Medicaid fraud claims “against three home health agencies accused of using hundreds of aides without required training to provide care for elderly, frail and indigent New Yorkers,” The Associated Press reports in a separate story. The agencies will return $24 million to Medicaid (12/17).
Finally, in Pennsylvania, the Secret Service Thursday began helping an investigation into the “alleged theft of patient records from the University of Pennsylvania Health System” where records were used to create credit card accounts that ran up about $3,000 in charges, the Philadelphia Daily News reports. “A spokeswoman for the health system said yesterday that 18 medical records had been compromised but that all the victims had been notified and had been offered help repairing their credit issues.” A suspect has been arrested in the case (Campisi, 12/18).…
Anthem Blue Cross
Anthem Blue Cross is the health care company the people of California has trusted for several decades to protect their health at affordable rates. In fact, Anthem Blue Cross covers 8.3 million Californians – more than any other carrier in the state – and has today become a household name in California.
Anthem Blue Cross is a dynamic company constantly striving to create innovative health coverage solutions that are accessible as well as affordable to all Californians. Anthem Blue Cross provides customers a multiplicity of choice and flexibility in meeting their individual health care needs.
Unique offerings are available in the individual, small and large group, senior and similar segments and they include a full range of integrated medical and specialty products, such as dental, vision, life and disability coverage.
It has to be noted that Anthem Blue Cross has won many recognitions they can be proud of. Anthem Blue Cross HMO/POS has earned an Excellent Accreditation status from the National Committee for Quality Assurance (NCQA). Anthem Blue Cross PPO is the first and continues to be the only PPO in California to have earned a Full Accreditation from the NCQA5.
Two years back, they launched the Zagat Survey online tool, which will allow consumers to share their medical experiences with one another. The survey and results will be available free of charge to members via their health plan’s web site.
They go beyond covering health care needs and take extraordinary pain to educate people how to prevent illness and lead healthy lives. To accomplish this goal, they provide members with health-related resources and information. They recommend preventive care by asking members to take precautionary screening, undergo immunizations and participate in counseling programs for preventing major illnesses.
Blue Shield of California
To those who may not be aware, Blue Shield Ca is an independent member of the Blue Shield Association and more than that, they are a not-for-profit health care organization committed to providing Californians access to high-quality health care at an affordable price.
As a not-for-profit health care institution, Blue Shield is guided by certain ethical values, which enables them to be a catalyst for innovation and constant improvement.
Blue Shield of California supports and celebrates the different life paths of their clients. Their service helps many people in the Golden State of California live robust, healthy lives free from serious illnesses.
Blue Shield has a long enviable history of providing access to quality health care for millions of Californians with diverse lifestyles, different health conditions and different medical care needs. As a not-for-profit organization, their endeavor is more about preserving the health of their members than about dollars.
Anthem Blue Cross and Blue Shield
Companies like Anthem Blue Cross and Blue Shield must stay competitive especially with their continuing changes in the health care system. By offering better coverage, they can still compete not only with each other but also with what the government will be offering. There are also controversial issues like abortion and Medicare that the government will have to deal with before anything can be passed.
Companies like Anthem Blue Cross and Blue Shield can take advantage of whatever market the government leaves behind. For instance, large corporations like Anthem Blue Cross and Blue Shield, can choose to cover abortion costs whatever the government chooses to do.…
Los Angeles, Calif. (March 3, 2009) – Anthem Blue Cross implemented an across-the-board increase in Medicare supplement insurance plan premiums March 1, 2009, which is causing senior citizens to look for ways to maximize their healthcare dollars and minimize expenses.
This is particularly true in light of today’s recession and as IRAs and 401(k) retirement accounts continue to dwindle in value. As federal bailout and stimulus monies are released, some economists warn of possible increasing inflation rates, a concern for many on fixed incomes.
There is no way to entirely avoid rising insurance rates. AARP and AETNA both increased their Medicare supplement insurance plan premiums on Jan. 1, 2009, and depending on the plan, rates can go up at regular intervals as seniors get older. For seniors who are not affected by the upcoming Anthem Blue Cross rate increase, in the current economy it can be beneficial to shop around, since costs vary from plan to plan and from insurance company to insurance company.
Comparisons can be made by calling the various insurance companies one by one, by seeking out an insurance broker specializing in Medicare supplement insurance plans or even more conveniently by visiting a California-based Medicare supplement insurance plan Web site, such as http://www.medicaresupplementplans.com/. The site provides easy access to information about rates, plans and benefits from several prominent insurance companies.
“I received a notification that my insurance was being increased again. I went on the Internet…and now I’m saving over $100 a month,” said Sharon Davis, 67, of Rancho Palos Verdes.
Why purchase a Medicare supplement insurance plan at all? There is a common misconception that Medicare pays 80 percent of a senior’s healthcare costs. What Medicare actually pays is 80 percent of the amount it has approved for a particular health care service, not 80 percent of what the doctor actually charges. Medicare’s “80 percent” might, for example, cover only 50 percent of the doctor’s bill, often making a Medicare supplement insurance plan, also known as Medigap insurance, essential for senior citizens’ financial well-being.
Larry Peschek, 78, of Thousand Oaks said that his insurance broker “helped my wife and me get a Medigap policy that saved us money, but still had the same benefits.”
Available insurance options and plans can often be bewildering to seniors, leaving them to wonder what the difference in costs and benefits are between various Medicare supplement insurance plans. The information is out there; it’s just a mouse-click away at http://www.medicaresupplementplans.com/
It is very important for families to have health insurance. Aetna family health insurance can be a great buy for any family. It is important for children to have a regular doctor that the family can visit. It is also important that in case of emergency a child can get the proper care needed without it breaking the family’s bank. Also everyone usually needs medications at some point and children are not different. Aetna family health insurance can be a great way to save money for all these necessary services.
Children need to go to the doctors for regular check ups. It is important in their preventative care. There are many childhood illnesses that can be treated before the child gets terribly sick from them. Asthma is one such disease. Also children need shots to prevent things like measles and small pox. Aetna family health insurance can help to make these visits cost less. Although this is important, most of the time children need to go to the doctors because they get sick. Public schools are breeding grounds for many illnesses. Strep throat and chicken pox runs through most grade schools non-stop. Aetna family health insurance can help with these visits.
Everyone gets hurt and needs immediate care at some point. It is very common for this to happen to children. Children can be clumsy and have all sorts of accidents all the time. They also do not always use the best judgment and do things like climb too high on a tree or run too fast down a hill. Aetna family health insurance can help with the costs of these visits. There are other more unfortunate circumstances too that can lead children into the emergency room. In cases like car accidents, a whole family may end up going to the emergency room. This can be very expensive for so many people to all have been seriously hurt at the same time. Aetna family health insurance is then a very useful thing for people in those types of situations to have.
When people get sick they need medications to make them better. Children are no different and usually are sick more often then adults. Often they just need penicillin, but depending on the school there can be lots of medications that children need. For instance if lice break out in a class, then all of the children will need medicated shampoo to get rid of them. In smoggy places like Los Angeles, children often need inhalers or other things to help them breathe. Aetna family health insurance can help with the price of medications. There are other medical supplies that Aetna family health insurance can help with as well. Children often break limbs and need crutches or are diabetic and need insulin.…
Michael Webster: Syndicated Investigative Reporter. Oct 8, 2009 at 7:00 PM PDT A Lake Elsinore man who lost his hand in an improvised explosion device (IED) is being held in custody today after he went to a hospital emergency room with his hand blown off. His brother and mother have been arrested on suspicion of making explosives and child endangerment, a Riverside county sheriff’s sergeant said.
The allegations stem from explosives found at the family’s home, where the mother ran a licensed daycare facility, said sheriff’s Sgt. Dennis Gutierrez.
Benjamin Kuzelka, 23, walked into a hospital and told emergency personnel that he had shot his own hand, said sheriff’s Sgt. Gutierrez.
An examination of the wound determined it was not consistent with a gunshot, and Kuzelka later told deputies that he had been injured by explosives, Gutierrez said.
Sheriff’s deputies, along with agents from the FBI and Bureau of Alcohol, Tobacco, Firearms and Explosives, went to his home at 30524 Audelo Street and found bomb-making materials and marijuana plants, the sergeant said.
Kuzelka was in serious condition and will be arrested when he recuperates.
His brother, Grey Timothy Kuzelka, 21, was arrested and booked into the county jail. He had been free on bail since Sunday, following an arrest on suspicion of drug possession, sales and transport.
Their mother, Rebecca Kuzelka, 55, was also being held.
The possibility that the family is associated with hate groups or other radical home grown or international terrorist with intentions of bombing southern California targets is being investigated by local, county and federal authorities according to an investigator.
Law enforcement in surrounding counties including Orange and L.A.Counties are investigating to see if there is any connection between the Kuzelka family and any recent bomb threats.
LAX has long been believed by terrorist experts to be a high grade target for terrorist.
In a wide-ranging Rand report it considered the potential casualties from car bombs, mortars, snipers and surface-to-air missile attacks the most likely scenario and is the first public blueprint of the airport’s greatest vulnerabilities.
LAX, the world’s fifth-busiest airport, is considered the state’s top terrorist target. An Al Qaeda plot to explode several luggage bombs in terminals was foiled in December 1999. According to former president George Bush a Los Angeles skyscraper was a terrorist target.
Bush indicated that in Feb 2006 – Al Qaeda terrorists were planning to fly a plane into the tallest building on the West Coast not long after they’d launched the Sept. 11, 2001, attacks on New York City and Washington.
The terrorists’ target was a notable Los Angeles office building, he said during a speech given at the National Guard Association of the United States’ headquarters.
The 73-story Los Angeles office building, the tallest structure west of the Mississippi River, was called the Library Tower at the time of the terrorist plot. It was later renamed US Bank Tower.
Bush said the scheme involved terrorists using shoe bombs to hijack an aircraft that would then be flown into the skyscraper. The plot was thwarted in early 2002, Bush said, when a Southeast Asian nation arrested a key al Qaeda operative who was in on the plan.
“Subsequent debriefings and other intelligence operations made clear the intended target and how al Qaeda hoped to execute it,” Bush said. “This critical intelligence helped other allies capture the ringleaders and other known operatives who had been recruited for this plot.” Bush said the ringleader of the West Coast plot was Khalid Sheikh Mohammed, who was al-Qaeda’s military chief at the time. Mohammed was later captured in Pakistan in March 2003, Bush said.
Mohammed had planned to employ members of JI, an al-Qaeda-affiliated terrorist group located in Southeast Asia, for the Los Angeles operation, Bush said. The al Qaeda chief wanted young South Asian men rather than Arabs to conduct the operation, he said, so as not to arouse as much suspicion.
Bush said the leader of JI was a terrorist called Hambali who’d recruited key operatives for the plot who’d been trained in terrorist camps in Afghanistan. The recruits met with Osama bin Laden to get their marching orders, he said, and then began preparations for the ill-fated …
Today, the Los Angeles County Medical Association in association with Doctors for America, the California Medical Association, the Orange County Medical Association, and Youngphysicians.org announced plans to produce the first online healthcare reform town hall meeting for healthcare professionals by healthcare professionals entitled – “Policies that Impact Your Practice.” This live event, co-produced by EMARC and VeoMed, will focus on doctors’ issues and fears surrounding the pending healthcare reform bill. Medical professionals and those interested in the healthcare reform debate are encouraged to log on to www.VeoMed.com/EMARC to watch and discuss this free event on October 7th, 2009 at 5pm PST/8pm EST.
“We are looking forward to an honest and open discussion of what doctors are facing. This is an important and new opportunity for our community to engage and learn from each other,” stated Youngphysicians.org President Dr. Liza Capiendo.
Developed as a program dedicated to healthcare professionals, the town hall forum will involve a live moderated panel, opportunities for guests to phone-in live, and an online discussion. Due to the online nature of this event, organizers expect to be able to accommodate tens of thousands of participants from across the nation.
Dr. Nick Shroff, the Director of the Midland Urology Center in Texas said, “I am glad to see that VeoMed and EMARC are facilitating a meaningful online discussion on the impact of the proposed Obama health care reform. Where else can you find thousands of doctors discussing this important topic?”
The live event will be moderated by Southern California Physicians Magazine Editor Cheryl England, and will feature distinguished panelists including: Dr. Marcy Zwelling from the Los Angeles County Medical Association; Dr. Alice Chen, Vice President of Doctors for America; Dr. Liza Capiendo, President of Youngphysicians.org; and Dr. Alex Foxman, Vice President of Youngphysicians.org and Founder of the Beverly Hills Institute.
“Regardless of whether or not you support healthcare reform efforts, it is important–actually critical that doctors are involved and connected to this ongoing process. This powerful program has opened doors to thousands and thousands of physicians who want to be engaged,” said Dr. Marcy Zwelling from the Los Angeles County Medical Association.
Participate online on at www.VeoMed.com/EMARC on October 7, 2009 at 5pm PST/8pm EST.
VeoMed is a technology company dedicated to providing the medical community with social media solutions. VeoMed’s social media software blends the best features of YouTube, Facebook, and Twitter into one platform designed to facilitate communication, collaboration, and information sharing, around pertinent issues in medicine. VeoMed’s software powers VeoMed.com, a leading free social media website for healthcare professionals, academic institutions, and medical organizations. VeoMed also licenses its software to biotech, pharma, and medical device companies, as well as other institutions interested in creating their own customized online communities.
VeoMed has hosted two other live events on healthcare reform led by prominent thought-leaders in the medical community including the American Medical Association President Dr. Rohack and policy leaders from the California and Los Angeles Medical Association.
EMARC is a communications firm specializing in providing medical professionals resources that will improve their business development capabilities. Through advanced marketing services to innovative continuing medical education programs, EMARC provides its clients new advantages in a dynamic marketplace.
About Doctors for America
Doctors for America is a grassroots coalition of doctors across America speaking up to build a better healthcare system. Doctors for America believes that physicians have a critical responsibility to bring physician expertise to ensuring the country enacts effective, comprehensive reform this year.
About the California Medical Association
The California Medical Association (CMA) represents more than 35,000 physicians in all modes of practice and specialties. The CMA is dedicated to the health of all patients in California.
About the Los Angeles County Medical Association:
The Los Angeles County Medical Association (LACMA) is a professional association representing physicians from every medical specialty and practice setting as well as medical students, interns, and residents. For over 100 years, LACMA has been at the forefront of medicine, assuring that its members are represented in the areas of public policy, government relations, and community relations.
About the Orange County Medical Association
The Orange County Medical Association (OCMA), a non-profit voluntary organization, is designed to promote the science …
What are muscles?
Muscles are tissues in the body that contract in order to promote movement.
There are many people out there who want to build muscles.
Some people want to build muscles for various reasons such as:
- To boost self esteem, by doing this they feel better about the image the see in the mirror and also the way people look at them.
- Another reason is they do it for entertainment and jobs purposes for instance a body builder, male models or others.
How to build muscles?
People build muscles by going to the gym for 30 minutes or more for 3 to 5 days during the week .
They do various exercises to strengthen the different muscles and promote muscle growth.
- For example you might do weight lifting and push ups to build your triceps and biceps.
- Squats for your legs and gluts to make them tighter.
To get the desired results, one must be dedicated and disciplined, you might not see the desired results right away but its a start.
Some people might not see the results they want because they might have excess body fat which covers the muscles. Because of this some individuals will give up.
One solution to this is to go on a diet that consists of less carbohydrates, more fresh fruits and vegetables and be sure you are getting your daily 8 glasses every day, be sure to get enough sleep. And exercise regularly.While on your daily exercise regime for building your desired muscles be sure to get alot of protein into your body to promote healthy muscle growth.
Do you ever wonder if there was a way to get them in even faster without all that work mentioned above?
To get more information click here: http://andes-7minutemusclereview.blogspot.com…
When it comes to gaining muscle mass, it’s important to think of total body wellness. It can’t just be a workout regimen that isn’t supported with the right nutrients. So, it’s important to research the proper foods for building muscle to support your workout efforts.
Obviously, you’ll need protein to pack on the muscles. Eggs are considered the perfect protein. The reason is that eggs have the highest biologic values. In other words, you need less protein from eggs to get the same effects from other foods to build muscle. Fewer eggs mean more protein—what could be easier than that? Another great food for building muscle is almonds. Almonds are packed with Vitamin E, which prevents free radical damage. As far as proteins go, you can also add salmon to your diet. Packed with Omega-3, salmon is a high quality protein. Of course, beef is an essential part of a bodybuilding diet.
There are many other foods to integrate into your diet to support your fitness efforts. Carbohydrates will give you the energy you need and will free up the protein from meats to build muscles. You should stick to complex carbohydrates such as whole grain, bran, wheat germ, barley, and buckwheat. Coffee can also be a great food for building muscle. Studies have shown that drinking coffee before a lifting session can increase your lift time, yielding better results. It is also believed that coffee can decrease your chances of getting Parkinson’s disease.
Whatever your long term fitness goals are, if you are interesting in adding muscle mass as an immediate goal you should add foods that build muscle mass to your diet. With many resources available on the Internet or through a nutritionist or trainer, you should be able to put together an easy to follow meal plan to achieve optimum results.…
After all where did the 3 sets of 10 reps even come from?
Back in the 1940’s Thomas Delorme create a similar resistance training program to help rehabilitate World War II soldiers. His routine was a little different but is did consist of 3 sets of 10 reps.
For some reason this was such a stick idea… or tactic… that is just stuck around. Even today I get some kick back from my clients because they think something is not right if don’t use 3 sets of 10 reps.
Like the blind leading the blind, I used to do the same thing. For the longest time early on in my fitness lifestyle… I used 3 sets of 10 reps. I even used the same weight on all 3 sets.
Like The Treadmill 3 – 10 Bores Your Body Big Time
You are not alone because 80% of the weight training population… the “normal,” not body building population uses this 3 sets of 10 with out even thinking.
It doesn’t work for your body because you are never giving it something to strive for. Sure, you can increase the weight but only so far… and the impact on your results from really mixing things up will be incredibly noticeable.
Let’s change this and rev up your results again.
The Key Is In The Inverse Relationship
Sets and reps have an inverse relationship. That means that when you increase the number of sets, you need to decease the number of reps. When you increase the number of reps, you need to decrease the number of sets.
Run through some examples…
1 Set 15-20 Reps – Depending on what the goal of the workout, you need to keep these reps high so that you can really exhaust the muscle and get the benefit out of the work you are doing.
If you are a true beginner, you want to just do one set and many reps. This will help you build the foundation for form. It will also get your muscles growing so you can progress properly.
2 Sets 12-15 Reps – This can be great place for beginners to get going… again this is just an example and it really depends on what the particular goal is of the workout.
This type of setup will just bring more endurance and a little more intensity to the workout. These types of setups are really great for fat loss… granted there are some other factors that really make a fat loss program work.
5 sets 5 Reps – This is popular make up of a very popular workout called the 5×5 workout. Built for building maximum muscle. When you increase the sets and drop the reps… you are almost always building muscle.
With a smaller amount of reps, you can really increase the weight and give yourself a much greater intensity workout. The more intense your workout, the more muscle you will grow… and that doesn’t always mean that you will get bulky.
So whatever you may be doing now, change it the next time you are in the gym. Like a herd of sheep, don’t just follow conventional wisdom… take a stroll into new territory and change your workout up by changing your sets and reps.…