Icici Lombard Health Insurance Vs Mediclaim

Health Insurance, popularly known as Mediclaim in India, offers protection in case of unexpected medical emergencies. In case of a sudden illness or accident, the mediclaim policy takes care of the hospitalization, medical and other costs incurred.

There are lots of general insurance companies (both public and private) in India offering health insurance. But what sets ICICI Lombard’s health insurance policies apart? Why should one choose ICICI Lombard over others? Following are a few reasons why

Wide range of plans
We offer you not just one but four innovative health insurance plans to choose from. Each plan is carefully designed keeping individual needs in mind and offers something unique (in addition to the usual mediclaim policies) to suit your specific needs.

Huge network of hospitals
We have one of the largest networks of hospitals. Avail cashless settlement of claims in more than 4500 hospitals across the country.

One policy for the entire family
ICICI Lombard is a pioneer in the family floater concept – where the entire policy is covered under one single policy with one single premium.

The convenience of buying online
One of the first general insurance companies in India to offer policies online. One can now insurance policies in just a few clicks of the mouse.

Access policy anywhere, anytime
When you buy online, a digitally signed policy is generated instantly. This policy is available 24X7 online, and can be accessed from any place in the world. The customer can take prints instantly. (The hard copy of the policy shall be couriered to the customer which will reach him/ her within 2 – 3 days.)

Instant policy, no paperwork, EMI without any extra charges
When you buy a policy online from ICICI Lombard, no paperwork is required. You just need to fill in the requied information and the digitally signed policy is generated instantly. Also, you can pay online through your ICICI Bank, Citibank & HDFC Credit Card, net banking (direct debit), and cheque / demand draft and avail of equal monthly installments (EMI) without any extra charges.

Track your claims online
Not only can you buy health insurance online, you can also track the status of your claim online.

Renew online
When your health policy is due to expire, you can renew it online in just a few minutes.…

Memory Loss Because of Mental Illness

Neurology and psychiatry are related in more than one ways. Naturally, an adverse effect on your mind can lead to some neurological problems. That is why mental illness can lead to memory loss in many cases. There are several types of mental illnesses and their effect on your memory varies depending on the severity of the disease. It has been seen in several studies and researches that severe mental trauma can lead to a number of memory disorders, mostly temporary, but sometimes permanent as well.

Here is how mental illness can lead to memory loss sometimes.

Mental Disorder and Loss of Memory

• Depression is a mental illness that has been seen in a number of people, mainly in the age group of 25-44. This is a major affective disorder, which is a sign of improper functioning of the brain. People suffering from bipolar or unipolar affective disorders are more prone to memory loss than the normal people.
• Dementia is more prominent of all mental illnesses that can directly lead to memory loss. This is a disease which is characterized by memory loss, personality change and deterioration in intellectual ability. At first, small amount of loss of memory is noticed in the patients of dementia, which gradually worsens over a period of time, if untreated.
• Reviews Another illness where prominent memory loss can be noticed is schizophrenia. This is a situation where the patient experiences inability in differentiating between reality and something that's unreal. They may have excessive delusions, hallucination and can also show inefficiency to think. There are several medical reasons as to what can lead to schizophrenia. Mental illness can be one of these. A person who has suffered from severe mental trauma can get affected by this mental disorder in the later stages of his / her life.
• Alzheimer's is another condition that can lead to loss of memory, generally in older people. This disease generally cause short term loss of memory.

There are several other mental disorders and illnesses that can affect the proper functioning of your brain and the memory center – hippocampus. As a result, these conditions can lead to loss of memory, sometimes temporary and sometimes of a more severe nature. …

Top California Allied Health Care Degrees

Over the last few years, California has emerged as one of the top cities in the United States in providing top Allied Health Care programs. This city has earned its name due to its students who after successfully completing their programs from California colleges contributed a lot in the field of allied healthcare industry. Today, enrolling in a California allied healthcare school and earning a degree in allied healthcare can definitely be the right choice. This large state is home to an increasing elderly population that in turn directly relates to increasing demand for trained allied healthcare professionals. Consequently, once you finish your training and attain a degree, you may follow many excellent opportunities in the medical and healthcare industries. So, by now if you have made up your mind to make a career in allied healthcare, here are some of the most popular courses or degrees you may choose and study at top colleges or universities of California:

Medical Secretary: You can earn a diploma degree in Medical Secretary from various California’s Colleges like Advanced Training College, American Career College and many more. During the training and educational you can learn about medical terminology, insurance billing and dictation/word processing skills. This sort term training is meant to prepare you for professional duties that you have to perform while holding a position in this stream. Working as a professional medical secretary, you may require performing a mixture of administrative and clerical responsibility to support the other professionals who work in health related fields. As far employment opportunities for medical secretaries are concerned, it is expected to grow in the next few years.

Sports Therapy Technician: You can attain Associates Degree in Sports Therapy from a Fremont College and may work as a Sports Therapy Technician. Working as a Sports Therapy Technician, your responsibilities would be helping patients to understand treatments. Through this course, you will know about the body’s different muscle groups and how they interact. This associate degree tells you about the basics of human anatomy and physiology along with the variety of muscle ailments and how to recognize and take care of them. These therapists in sports are in great demand as sports professionals often get injured and require proper treatment.

Radiology Technician and Technology: Radiological technicians are healthcare professionals who mainly take X-rays and manage non-radioactive materials to diagnose patients. Radiologic technicians and technologists create x-ray images (radiographs) of different parts of a patient’s body to assist in diagnosing health troubles or injuries. Now you can opt for Kaplan College in California to earn a diploma degree in Radiology Technician. This diploma degree in radiology can be helpful for you to make a successful career in radiologic technology.

Veterinary Technician and Technology: Veterinary technologists and technicians perform a variety of medical tests, treat and diagnose medical conditions and diseases in animals. They usually perform various laboratory tests like urinalysis and blood counts, prepare tissue samples, take blood samples and assist with dental prophylaxis. If you are looking forward to making a career in this field, you may earn an associate degree in veterinary technology from San Joaguin Valley College and Western Career College available in the California.

Increasing technology and constant introduction of new methodology of treatments are increasing scope of allied health. To make a successful career in any of the related fields you have to be well trained to meet the criteria of the profession. So, if you too want to be in allied health industry, the best possible step you can follow is go for a proper and professional training in related fields from some of the best colleges situated in the California.…

Thrush in Women – How To Best Treat A Thrush Infection?

Most women experience thrush most often during pregnancy and menstruation because it is during these times that the body goes through major hormonal fluctuations which changes the vaginal acidity (pH levels) and contributes to a yeast infection. Women experience troublesome vaginal discharge, persistent vaginal burning and itching alongside with fatigue and lethargy. It is no surprise that it becomes quite stressful for some women and this imposes a great infliction to their overall lives and relationships.

Thankfully there are several methods to successfully treat thrush at home, here are some well documented and proven methods that will help bring fast relief and treat symptoms better than most antibiotics drugs and creams that are out there.

Treat Thrush at home with Yogurt

It’s common knowledge that natural yogurt is good for the digestive system and that’s because it contains friendly bacteria such as acidophilus that helps our digestive tract from the bad bacteria. Yogurt has been reported by many women to be a great thrush treatment which gets rid of all yeast infection fast.

Apply yogurt topically, as you would a vaginal cream. Apply it to the affected area for best results.

Yogurt is also very soothing and relaxing so this should bring relief to the burning and soreness.

Treat Thrush at home with Garlic

Garlic is a powerful natural antibiotic which helps fight off many types of bacteria and fungi. It’s especially effective when it comes to treating thrush and other yeast infection types.

Apply garlic directly to the affected area for best results.

These are just a few of the best home thrush treatments used to successfully cure a yeast infection without any of the serious health side effects that are often associated with prescribed antibiotics. Many women have reported success with implementing the holistic natural home treatment.

It is important to get a guide to help you use these remedies properly and specify how much or how frequent they should be used. You can easily get rid of your thrush within days using natural remedies with proper guidance.…

Individual Health Plans Advantages and Disadvantages

Whether you are self-employed, have one or two jobs or retired, you need a good health insurance plan for yourself and your family. It is important to get good health insurance coverage against unexpected medical expenses in order to avoid to be buried in debt. However, a plan that is good for someone else may not be the right one for you. In industrialized countries like the US, where the health insurance companies constantly change their policy, it is necessary that you have adequate information before choosing a health insurance plan. This article explains the different types of health insurance, their advantages and disadvantages so that can choose wisely if you shop for health insurance.

Individual health insurance

Individual health insurance is a form of individual contract between you and an insurance company to guarantee the repayment of all or almost all medical expenses. This may includes hospitalization, medications, dental care, seeing a specialist, and certain therapies (radiotherapy, chemotherapy, etc.). This service may be provided by a government-sponsored social insurance program (mostly for individuals with low income), or from private insurance companies.

What is the history behind health insurance?

Some hundred years ago, before the appearance of health insurance, all patients used to pay their health care costs. Around 1694, Hugh the elder Chamberlen (1630-1720) introduced health insurance. At that time, the idea was not widely known and welcomed by the public. Around the end of the 19th century, health insurance took an expansion, and other forms insurance such as accidental or disability insurance started being available in certain states in the United States.

Franklin Health Insurance Company of Massachusetts was the first company to provide accident insurance in the United States. However, it covered only injuries caused by railroad and steamboat. As the insurance industry grows, in 1866, there were approximately sixty companies offering accidental insurance in the United States. Today, there are more insurance companies than we can count.

Although there are numerous insurance companies, health insurance plans are grouped into three main categories:

Fee-for-service – also known as indemnity plans is a type of insurance plan where you, patient, have to pay all medical expenses out of your own pockets, and then request a reimbursement from your insurance company. These types of plans have their advantages and disadvantages.

Advantages: they offer more flexibility in choosing your own doctor. You can decide the time to see your health care provider, and what type of treatment you want; as long as you remain in the limit that your insurer will pay

Disadvantages: in indemnity plans, most doctors require upfront payment, so you have to submit claim forms to the insurance company to receive a reimbursement. That requires paper work, and sometimes many phone calls. Fee-for-service plans offer limit benefits; they do not cover annual physical exam and educational programs.

HMOs (Health Maintenance Organizations) – Health maintenance organizations (HMOs) are managed care plans that offer health care coverage to their members through hospitals, doctors, and other health care providers that are in their network. That is, having their service, you are limited to members of their network.

Advantages: unlike Fee-for-service plans, you do not have to pay up front; although some of them require a copayment. You do not need to submit forms after forms to receive reimbursement. In addition, HMOs usually charge a lower cost.

Disadvantages: you can use only health care providers who are associated with the organization. Most HMOs (Health Maintenance Organizations) tend to refuse to approve certain treatments. Although some HMOs accept their members to see physician or specialists who are not in their network, they often charge you additional costs.

(PPOs) participating provider organization, also known asPreferred Provider Organizations – is a form of managed care organization of physicians , hospitals, clinics and other health care providers that sign a contract with an insurer to provide health services to its member at reduced rates . Usually, PPOs cost more than traditional HMOs, but offer more options to their members.

Advantages: Preferred Provider Organizations provide more flexibility to their members; they have a bigger network of doctors and hospitals. You can take service from health care providers that are not part of their …

Where to Get Medical Acupuncture Training to Become an Acupuncturist

Over the centuries, the Chinese developed their own medicinal practice in the form of acupuncture with the purpose of providing relief to the patient. This is a method in which very fine needles are inserted into definite points of the human body.

When acupuncture has to be applied by a trained doctor who is conversant with Western medical practices but not with acupuncture, medical acupuncture training is required.

Combines With Western Medicine

A doctor can merge or even independently use Western medicine and acupuncture to treat patients and provide relief from dysfunctions as well as from illnesses after undergoing medical acupuncture training.

As already mentioned, the history of acupuncture was traced down a long time and even its study is very time consuming.

Showing to western doctors how to appropriately employ acupuncture along with their Western medical methods is the main aim of the training.

Doctors, chiropractors, physiotherapists as well as osteopaths are among the people that will be benefited from undergoing acupuncture training. In addition, these people will become fully qualified acupuncturists after completing medical acupuncture training. This alternative medical form of treatment can be practiced by people that have taken up medical acupuncture training but not part of conventional medicine.

To provide patients with treatment based on both scientific and Chinese medicine rather than merely using conventional Western medical treatment options, an acupuncturist will use medicines according to the findings of evidence.

A more recent development that has changed the method of acupuncture is the medical acupuncture, an exit from the traditional procedure.

The emergence was due to the fact that medical fraternity in the west found merits in acupuncture. However, to suit western conditions, they needed to adapt the traditional Chinese medical ways of treating patients.

Western pathology was therefore the basis of the concept of disease and not Chinese medical knowledge. In order to work with western-medical concepts, medical acupuncture has had to be tailored.

An acupuncturist will become competent in handling respiratory diseases, bronchopulmonary diseases, orthopedic disorders, eye disorders, mouth disorders, as well as gastrointestinal disorder after undergoing medical acupuncture training.

When it comes to opting for the right medical doctor acupuncturist, even if many doctors have taken up medical acupuncture training, you still need to either check the phone book for list of such medical professionals or you might need to ask massage therapists to see if they have the required expertise to handle your case.

Furthermore, you should have no doubts about the effectiveness of acupuncture since it has been proven. …

Advanced Medical Practices

Postgraduate medical courses are the advanced level courses persuaded by the medical aspirants for the advancement in their life as a career option.

The different schools of medicine have a range of taught master's courses, all of which are modular in format and which can be accessed as short courses with credits transferable between master's level courses elsewhere in the faculty of medicine and health sciences. Many courses are available to health profession and the medical aspirants other than medicine and are relevant technicians engaged in the health care of the people.

To get the learning and admission in postgraduate courses, applicants are required to be successfully passed their MBBS from an institute recognized by certain high governing bodies of medical courses. With this on the completion students are encouraged for the internship program, and on the completion of the full coursework medical aspirants are awarded the permanent registration number. The number is important to get admission in the further education and in applying for the certain job opportunities in the medical sciences.

To make and realize the importance of postgraduate courses, certain medical universities provide education in the multiple languages ​​to help the student get in touch with the courses and the fellow students. The doing of it is necessary to help the students get better facilities in education and a perfect student environment to show their talents further in the field.

The main objective of the postgraduate training is to allow the students of medical institution to continue their education and general practitioners to improve their skills for further consideration. The medical faculties and professors of higher standards together with its teaching hospitals and other organizations will provide the necessary physical and human resources to create an environment for the appropriate and systematic training of medical graduates, so they require the knowledge and skills and attitudes to become accomplished physicians and surgeons with the highest morale and ethics standards.

The education level of developing countries is good and cheaper than the other countries because of this lot of students from the western countries. All the main universities in the world have very good reputation in the world. The degree of all higher education institutes of different countries is accepted worldwide.

Postgraduate medical courses offered by the well-known medical universities are like
• Bacteriology
• Gastroenterology
• Pediatric methodology
• Epidermiology
• Public hygiene
• Neurology
• Toxicology
• Dentistry
• Medical psychology
• Dermatology
• Ophthalmology
• Forensic medicine
Degree courses
• MD- Postgraduate medical degree (doctor of medicine)
• MS- Postgraduate surgical degree (master of surgery)
• DM- Super specialty degree (Doctorate of medicine)
• MCh- Super specialty degree (Master of chirurgical)

Success in medicine requires the application of hard work, both while studying and when in practice. However, it brings great rewards in terms of job satisfaction, involving as it does a combination of science and human interaction and numerous career opportunities. …

Exercises For Your Abs

Obtaining a perfect waste line with sculpted abs is a very difficult thing to accomplish. There are plenty of people though who are in high pursuit of perfect abs but fail because they work at it all wrong. To obtain a six pack and shape your abs will require the right type of exercises for your abs and the proper diet and eating habits.

When you are able to work out the right exercises for your abs and tie those in with a healthy diet, then and only then will you be able to start seeing some rapid results. Contact a professional dietitian for advice on what foods you should and should not eat. This will be the most important aspect to develop good looking abs. Here are few exercises for abs you can use to get started.

It's best to start working your lower abs first. They are the toughest to pinpoint and will work the obliques and upper abs as well when you begin to exercise them. Exercise for your lower abs would include leg raises and reverse crunches.

To do the leg raises correctly, start off by laying on your back with your hands under your bottom. Raise your legs so they are completely vertical at a 90 degree angle. Tighten and contract your abs as you lower your legs to just a few inches off the floor. Hold that for a few seconds then slowly raise your legs back up to the starting position. Repeat until exhaustion.

To do reverse crunches correctly, start off in the same position as your leg raises, legs up hands under your bottom. Then bend your knees at a 90 degree angle and contract your abs to tighten your belly. Lower your legs to just a few inches off the floor, hold for a brief second then bring your knees to your chest and really concentrate on working and contracting the abs. Repeat until exhaustion.

Some exercises for your upper abs would include crunches and the butterfly.

To do crunches correctly, start off by laying on your back and put your hands behind your head. Raise your shoulder blades off the ground just a few inches and focus on the ceiling. You do not have to come all the way up. Just come up enough to feel the upper abs contract then lower and relax.

For the butterfly ab exercise, start off just as if you were going to do a normal crunch but let your knees drop off to the side and keep your heels together. With your legs bent, perform a crunch, hold the contraction, then return to the starting position.

These exercises for abs are designed to build a strong midsection. Keep in mind though that no matter how strong your abs are, they will not show without a lean midsection which will come with a healthy diet. …

The Zen Macrobiotic Diet – For Health & Happiness

The Zen Macrobiotic diet originated over a century ago and today enjoys a worldwide following due its principles of harmonious living with nature through a balanced whole foods diet, and an active lifestyle and respect for the environment.

Lets look at why the Zen Macrobiotic diet has such a reputation for being one of the healthiest diets in the world.

Origins of the Zen Macrobiotic diet

Dr. Ishizuka (the originator of the Zen Macrobiotic diet) suffered both kidney and skin disease, so to restore his health conducted extensive research which was compiled into two books-Chemical Theory of Longevity, published in 1896, and Diet For Health, published in 1898.

His great successor Yukikazu Sakurazawa integrated the theory with elements of eastern and western philosophy and gave the diet the name we know it by today.

Zen Macrobiotic Diet theory

The Macrobiotic philosophy is based on the oriental principles that everything in creation is made up of two antagonistic but complementary forces – yin (passive, silent, cold and dark) and yang (active, hot and heavy).

Consequently, they categorized all foodstuffs as 'yin' and 'yang', or combinations of them both. They believe that the ideal diet is one that can help balance these two forces in the body.

According to Mr. Ohsawa's yin and yang guidelines for the Zen Macrobiotic diet:

o Cereals must always be every meal's basis. The most ideal is whole, brown rice.

o Vegetables can supplement cereals, but in lesser quantities and less frequently. Eggplant and tomatoes must be avoided, as they are extremely yin.

o Fresh fish can be used occasionally. Animal and dairy products and fruits are to be used in minute amounts.

o All fluids should be taken as infrequently as possible, since they are very yin, especially tea, coffee, colas and sweetened juices. Tea made from fresh herbs, and spring water are thought to be the most balanced and acceptable beverages. Mr. Ohsawa gave a special recipe for such a tea.

Ohsawa himself defined macrobiotics as a dietetic medicine-philosophy, while his successors simply call it "a sensible way of eating". Actually, then, there is no macrobiotic diet per se, just general principles.

General principles of the Zen Macrobiotic diet

Diets based on cereal grains with minority proportions of vegetables, legumes, and seaweeds are considered ideal.

The Zen Macrobiotic diet is predominantly, but not absolutely, vegetarian.

The Zen Macrobiotic diet makes general dietary recommendations, particularly that 40 to 60 percent of caloric intake should come from whole grains, including rice, millet, barley, wheat, oats, rye, corn and buckwheat.

Additionally to the type of food eaten, the Zen Macrobiotic Diet advises:

o Do not eat processed, sugared, dyed, canned, bottled, or other adulterated food.

o Eat no foods produced have been treated with pesticides, chemical fertilizers or preservatives.

o Eat no foods imported from a long distance.

o Eat no vegetables or fruits out of season.

o Refrain from eating extreme yin vegetables, such as potatoes, tomatoes and eggplant.

o Use no spices, chemical seasonings or processed table salt.

o Drink no coffee or black tea.

o Refrain from flesh and dairy foods except for occasional fish and game birds.

o No refined flour products, yeasted foods or foods containing baking soda.

o Chew one's food thoroughly (at least 30 times – preferably more).

o Cook all food with a gas fire. Electricity is said to create chaotic energy patterns, and microwaves.

The Zen Macrobiotic Diet's 5 guiding principles for healthy living are:

1. Foods are the foundation of health and happiness.

2. Sodium and potassium (as in salt) are the primary antagonistic and complementary elements in food. They most strongly determine its character-or "yin / yang" quality of each food.

3. Grain is proper and nature staple food of man.

4. Food should be unrefined, whole, and natural.

5. Food should be grown locally and eaten in season.

The Zen Macrobiotic diet has millions of devotes throughout the world due to its healthiness and the feeling of well being that followers of the diet enjoy. …

Free Diet Plans That Work!

Here are 2 free diet plans that work. They are very basic, but make no mistake about it … they're proven effective to lose weight. You do not even need to do these diet exactly as I'm outlining them. Use these as a guide and make a plan that fits you better. Read this now so you can stop this weight loss struggle STARTING TODAY.

Free Diet Plans that Work

1. The protein shake diet

This may not be suitable for everyone. But if YOU are truly serious about losing weight fast AND in a safe manner, this works quite good. You can literally lose 20 pounds in a month if you're strict on this. Basically, all you do is drink protein shakes all day. Women generally drink 4 of them … men, 5. A key to remember is to add some fiber to them to keep you feeling filled up. For this, I recommend using flaxmeal. In a nutshell, that's it.

Two things to keep in mind with this type of diet. Your carbs are limited if you do not add something like a banana or apple into the protein shakes. So I would eat 1-2 apples as snacks while using this plan. Also, you're low on fats in the diet. I suggest you add 1 tablespoon of Virgin Olive Oil to 2 of your protein shakes to get some good fats into this plan.

2. The eggs and black bean diet

Basically, this diet revolves around you eating eggs or 1/2 can of black beans at your meal. So if you eat 3 meals, one of those things needs to be at each of those meals. So you do not feel suffocated, you can choose. The black beans are high in protein and fiber while the eggs are high in protein. Both choices fill you up, are cheap, and are healthy for you. I personally use this type of diet often. I love it.

These are 2 free diet plans that work … use them or adjust them if you're looking for nice and easy weight loss. …